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Your
access to the web site is conditional upon your acceptance and compliance
with the terms, conditions, notices and disclaimers contained in
this document and elsewhere on the web site (known collectively
as Terms & Conditions). Your use of, and/or access to, the web
site constitutes your agreement to the Terms & Conditions. The
Honest Mortgage Company reserves the right to amend the Terms &
Conditions at any time. Since you are bound by these terms &
conditions, you should periodically refer to them in this document
and elsewhere on the web site.
Disclaimer
The material provided by The Honest Mortgage Company is for general
informational purposes only. This Information is not intended as
investment advice, as an offer or solicitation to buy your property,
or as an endorsement, recommendation or sponsorship of any company.
The opinions and analysis included in the information are based
from sources believed to be reliable and written in good faith;
but no representation or warranty, expressed or implied is made
as to the actual attainable market value of a property. We cannot
and do not assess or guarantee the suitability, stability or profitability
of any particular real estate area or market, or the potential value
of any real estate area, or what a property prices may do after
you complete your mortgage. You bear responsibility for your own
real estate decisions, and should seek the advice of a licensed
REALTOR and/or attorney before making any purchase, sale, mortgage
or investment. You agree that any and all use of the information,
which you make, is solely at your own risk and without recourse
to The Honest Mortgage Company. Further, you acknowledge that you
understand that The Honest Mortgage Company is not licensed as a
Financial Analyst, Attorney, Tax Accountant, CPA, or Financial Planner.
Content & Reserved Rights
The Honest Mortgage Company either owns the intellectual property
rights, or has acquired the necessary permissions from providers
or suppliers; including all content, information, software, products
and services on this web site and electronic communications transmitted
to people requesting reports, including all text, html code, multimedia,
images, graphics, icons, java script and the selection and arrangement
of the contents. In using this web site you may not: modify any
of the information, download any of the information for use in third
party programs, copy, distribute, transmit, display, perform, reproduce,
publish, license, sublicense, create derivative works from, transfer
or sell any of the information, make use of the information for
any commercial purpose, or for any public display (commercial or
non-commercial), include any of the information or reference thereto
in or with any information, product or service that you create,
distribute or provide, copy or transfer any of the information onto
your own web site or any other web site or server. In addition:
no other use of the information is permitted. Without limiting the
generality of the foregoing, you must abide by these content reserved
rights, all copyright and other proprietary notices are retained,
and The Honest Mortgage Company retains the right to terminate at
any time, with reasonable cause, access to our services.
Warranties
The Honest Mortgage Company disclaims all warranties, representations
and conditions regarding the web site and the information, including,
without limiting the generality of the foregoing, all implied warranties
and conditions of merchantability, fitness for a particular purpose,
title, non-infringement, freedom from libelous or privacy-invasive
content, freedom from infections of viruses and availability, whether
expressed or implied, or arising from a course of dealing, usage
or trade practice.
Disclaimer of Liability
The Honest Mortgage Company, its directors, agents, any content
providers or any other parties involved in the creation, production
or delivery or marketing of the web site or the information disclaim
any responsibility and shall not, in any event, be liable for any
damages, claims, liabilities, costs or obligations including any
indirect, punitive, special, incidental or consequential damages,
including without limitation, loss of use, loss of data, loss of
business profits, loss of opportunity, business interruption, personal
injury or any other pecuniary loss whatsoever and howsoever caused,
arising out of or in connection with the use or misuse of the web
site or the information or with the delay or inability to use the
web site or the information, whether such damages arise in contract,
tort, strict liability, negligence, equity or statute law or by
way of any other legal theory, even if The Honest Mortgage Company
has been advised of the possibility of damages.
Links
This site contains links to other internet sites. Links are provided
for reference only and are independently developed by parties other
than The Honest Mortgage Company. The Honest Mortgage Company is
not responsible for the contents of any such linked sites and does
not assume any responsibility for the accuracy or appropriateness
of the information contained at such sites. The inclusion of any
link does not imply a legal endorsement by The Honest Mortgage Company
of the web site. Use of any such linked site is at the user's own
risk.
Confidentiality
Even the most secure web sites have allegedly been accessed by unwanted
parties (hackers). As such, the Internet is not a secured medium
and total privacy can never be 100% assured. Consequently, we've
partnered with one of the largest hosting companies in the world
to ensure we are doing all we can to prevent any unwanted activity.
The Honest Mortgage Company will not be responsible for any damages
you or any third party may suffer as a result of the transmission
of confidential information that you e-mail The Honest Mortgage
Company via the Internet, or that you expressly or implicitly authorize
The Honest Mortgage Company to e-mail to you, or for any errors
or any changes made to any transmitted information.
Computer Viruses and E-mail
While every effort is made to ensure that the information e-mailed
to you from The Honest Mortgage Company does not contain computer
viruses, you should take reasonable and appropriate precautions
to scan all incoming e-mail from all parties, and for good measure
ensure that you have a current firewall and virus scan software
to protect your computer system.
Conformance with Law
You agree that your use of this web site will not violate any applicable
local, national or international law, including but not limited
to any regulations having the force of law. Some jurisdictions may
have restrictions on the use of the Internet by their residents.
You agree not to impersonate any person in your use of the web site
or the sending of any e-mail to an address listed on the web site.
Governing Law
The laws of the State of California will govern as to the interpretation,
validity and effect of these Terms & Conditions and as to any
dispute or claim based on your use of the web site or the information,
notwithstanding any conflict of laws provisions of your domicile,
residence or physical location.
Legal Forum
Any dispute between the parties that results in litigation shall
be exclusively heard in the Courts sitting in San Diego County,
California.
Questions
If you have any questions or concerns, please contact us by e-mail
at contactus@The
HonestMortgageCompany.com. If you do not agree to be bound by
the web site Terms & Conditions, you should immediately discontinue
any use of this web site. ©2009 The Honest Mortgage Company
The Honest Mortgage Company is licensed by the California Department
of Real Estate. License # 01861326.
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