The Honest Mortgage Company - Trust California's Finest!

Your access to the web site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the web site (known collectively as Terms & Conditions). Your use of, and/or access to, the web site constitutes your agreement to the Terms & Conditions. The Honest Mortgage Company reserves the right to amend the Terms & Conditions at any time. Since you are bound by these terms & conditions, you should periodically refer to them in this document and elsewhere on the web site.

Disclaimer
The material provided by The Honest Mortgage Company is for general informational purposes only. This Information is not intended as investment advice, as an offer or solicitation to buy your property, or as an endorsement, recommendation or sponsorship of any company. The opinions and analysis included in the information are based from sources believed to be reliable and written in good faith; but no representation or warranty, expressed or implied is made as to the actual attainable market value of a property. We cannot and do not assess or guarantee the suitability, stability or profitability of any particular real estate area or market, or the potential value of any real estate area, or what a property prices may do after you complete your mortgage. You bear responsibility for your own real estate decisions, and should seek the advice of a licensed REALTOR and/or attorney before making any purchase, sale, mortgage or investment. You agree that any and all use of the information, which you make, is solely at your own risk and without recourse to The Honest Mortgage Company. Further, you acknowledge that you understand that The Honest Mortgage Company is not licensed as a Financial Analyst, Attorney, Tax Accountant, CPA, or Financial Planner.

Content & Reserved Rights
The Honest Mortgage Company either owns the intellectual property rights, or has acquired the necessary permissions from providers or suppliers; including all content, information, software, products and services on this web site and electronic communications transmitted to people requesting reports, including all text, html code, multimedia, images, graphics, icons, java script and the selection and arrangement of the contents. In using this web site you may not: modify any of the information, download any of the information for use in third party programs, copy, distribute, transmit, display, perform, reproduce, publish, license, sublicense, create derivative works from, transfer or sell any of the information, make use of the information for any commercial purpose, or for any public display (commercial or non-commercial), include any of the information or reference thereto in or with any information, product or service that you create, distribute or provide, copy or transfer any of the information onto your own web site or any other web site or server. In addition: no other use of the information is permitted. Without limiting the generality of the foregoing, you must abide by these content reserved rights, all copyright and other proprietary notices are retained, and The Honest Mortgage Company retains the right to terminate at any time, with reasonable cause, access to our services.

Warranties
The Honest Mortgage Company disclaims all warranties, representations and conditions regarding the web site and the information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses and availability, whether expressed or implied, or arising from a course of dealing, usage or trade practice.

Disclaimer of Liability
The Honest Mortgage Company, its directors, agents, any content providers or any other parties involved in the creation, production or delivery or marketing of the web site or the information disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss whatsoever and howsoever caused, arising out of or in connection with the use or misuse of the web site or the information or with the delay or inability to use the web site or the information, whether such damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if The Honest Mortgage Company has been advised of the possibility of damages.

Links
This site contains links to other internet sites. Links are provided for reference only and are independently developed by parties other than The Honest Mortgage Company. The Honest Mortgage Company is not responsible for the contents of any such linked sites and does not assume any responsibility for the accuracy or appropriateness of the information contained at such sites. The inclusion of any link does not imply a legal endorsement by The Honest Mortgage Company of the web site. Use of any such linked site is at the user's own risk.

Confidentiality
Even the most secure web sites have allegedly been accessed by unwanted parties (hackers). As such, the Internet is not a secured medium and total privacy can never be 100% assured. Consequently, we've partnered with one of the largest hosting companies in the world to ensure we are doing all we can to prevent any unwanted activity. The Honest Mortgage Company will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you e-mail The Honest Mortgage Company via the Internet, or that you expressly or implicitly authorize The Honest Mortgage Company to e-mail to you, or for any errors or any changes made to any transmitted information.

Computer Viruses and E-mail
While every effort is made to ensure that the information e-mailed to you from The Honest Mortgage Company does not contain computer viruses, you should take reasonable and appropriate precautions to scan all incoming e-mail from all parties, and for good measure ensure that you have a current firewall and virus scan software to protect your computer system.

Conformance with Law
You agree that your use of this web site will not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents. You agree not to impersonate any person in your use of the web site or the sending of any e-mail to an address listed on the web site.

Governing Law
The laws of the State of California will govern as to the interpretation, validity and effect of these Terms & Conditions and as to any dispute or claim based on your use of the web site or the information, notwithstanding any conflict of laws provisions of your domicile, residence or physical location.

Legal Forum
Any dispute between the parties that results in litigation shall be exclusively heard in the Courts sitting in San Diego County, California.

Questions
If you have any questions or concerns, please contact us by e-mail at contactus@The HonestMortgageCompany.com. If you do not agree to be bound by the web site Terms & Conditions, you should immediately discontinue any use of this web site. ©2007 The Honest Mortgage Company™

The Honest Mortgage Company & is a DBA of Lincoln Pacific Equities. Lincoln Pacific Equities is a licensed Real Estate Broker by the California Department of Real Estate. License # 01523298.